Sharma Finserve Stock Market Special
June 21, 2025 at 03:41 PM
#ppf: Tax-Free Compounding 📈
Invest ₹1.5L/year × 15 years
➡️ Maturity @ 7.1% = ₹40.68L
➡️ Interest Earned = ₹18.18L
➡️ 0% Tax = Keep full ₹18.18L
If you're in 30% tax slab:
An FD must give ~10.2% pre-tax to match PPF's 7.1% tax-free return 📊
PPF wins big. No tax. Just time.
#ppf #smartinvesting !