SACCOS 101 When joining a SACCO, it's critical to understand the difference between share capital and deposits. 1⃣Share capital represents ownership of the SACCO. The more shares a member owns, the greater their stake in the SACCO. However, share capital is not refundable. It is only transferable, and there's a limit to how much you can invest in SACCO's share capital. Read more here: https://x.com/TheAbojani/status/1934528005163942340