You love him, YES it doesn't mean that you have to sleep with him just because you love him. What's the aim of your relationship? Is it Romance only, or it goes beyond into a serious attachment or marriage bondage? You have to get the aims and priorities RIGHT. Otherwise, you may miss the main reason for being in love. Have you looked beyond him, his plans, his family, his means of earning a living? Before you join the statistics of innocent girls who loose their virginity for no serious reason. Or those who are slept on and left after testing them out...get serious and know love is more than feelings, you add on responsibility and accountability. Have you checked for HIV or syphilis or other sexual diseases. Or you plan to be at his mercy. Are you his only girlfriend? Or you are joining his other sex partners! What about your studies? Are you ready to carry an unplanned pregnancy now? How will you explain to your parents?