AIM AFO

AIM AFO

5/22/2025, 10:45:34 AM

RBI draft new guidelines for goldloans: What is LTV (Loan-to-Value) Ratio? LTV ratio tells you how much loan you can get against the value of your gold. Example: If your gold is worth ₹1,00,000 and the LTV is 75%, you can get a maximum loan of ₹75,000. What Does the RBI’s Draft Say? The RBI (Reserve Bank of India) now wants to cap the LTV ratio at 75% for all gold loans. Earlier, during COVID-19, the limit was temporarily increased to 80% to help people.

AIM AFO

5/22/2025, 10:45:43 AM

Banks sometimes offer higher LTV for loans example 80-85%, used to generate income (like a small business loan), but now RBI strictly said that they want uniformity at 75%.

AIM AFO

5/22/2025, 10:46:01 AM

Big problem for many: The RBI draft says that borrowers (you) must prove they own the gold used as collateral for a loan. You need to submit the Bill copy ! If you don’t, you can sign a declaration stating the gold belongs to you. No loan should be given if the ownership is doubtful. If you try to pledge more gold, You need to submit the income proof, if not this will help income tax department to crack down. You might face serious penalties from IT

AIM AFO

6/16/2025, 2:33:35 PM

Officially exam date changed ✔️✅

AIM AFO

2/18/2025, 5:23:34 AM

✔ **Ongoing Recruitment (13 Feb)** ✔ **Supreme Court of India (SCI) Junior Court Assistant:** Total Post: 241 Qualification: Graduate Last Date: 8 March ✔ **Punjab & Sindh Bank LBO Notification Out** For work experience Last Date: 28 Feb ✔ **West Bengal Co-operative** Last Date: 27 Feb ✔ **Central Bank of India (PGDBF)** Graduate (60% Gen and Others 55%) Total Seats: 1000 Last Date: 20 Feb ✔ **AGRICULTURE INSURANCE COMPANY OF INDIA LIMITED MT Notification** Total Seats: 55 Last Date: 20 Feb

AIM AFO

2/8/2025, 6:19:00 AM

♦️IBPS SO VACANCY (as of now) 🌟IBPS SO IT Officer Vacancy Update ✅total 724 vacancy (as of now) 🔰BOB 200 🔰PNB 200 🔰Canara Bank 200 🔰UCO 104 🔰IOB 20 🌟IBPS SO Agricultural Field Officer (AFO) Vacancy Update ✅total 946 vacancy (as of now) 🔰PNB 750 🔰Indian Bank 160 🔰UCO Bank 36 🌟IBPS SO Law Officer Vacancy Update ✅total 182 vacancy (as of now) 🔰PNB 75 🔰Canara 20 🔰BOB 50 🔰IOB 15 🔰UCO 17 🔰BOI 5 🌟IBPS SO MARKETING OFFICER Vacancy Update ✅total 1005 vacancy (as of now) 🔰PNB 1000 🔰IOB 5

AIM AFO

2/7/2025, 7:58:37 AM

📌AFO MAINS RESULT LINK 👇👇👇👇👇👇👇👇👇 https://ibpsonline.ibps.in/crpsp14jul24/rest1_febr25/downloadstart.php