All things personal finance and growth 🚀

All things personal finance and growth 🚀

2/8/2025, 3:14:52 AM

Naren said “I don’t know if I even know 20-30 people who have done SIP in value discovery for 20 years”. The scheme has given 20.37% annualised returns since inception on 16 Aug 2004. The point is not about returns in this scheme or another. It is about the following- 1. Stopping sips in market corrections 2. Constantly chasing fund performance 3. Preference to emi over sip 4. Moving to stocks in bull markets when you see everyone else around you going crazy SIP is a fantastic tool to avoid market timing. You should continue at all times.

All things personal finance and growth 🚀

2/7/2025, 6:58:55 AM

New content coming up soon on Instagram https://www.instagram.com/contliving?igsh=MWU3OGl5aGVyeTd2dA%3D%3D&utm_source=qr

All things personal finance and growth 🚀

2/10/2025, 1:25:54 PM

An advisor can help you avoid selling. Stay in the game longer. Less than 3% people hold for more than 5 years. Our clients are in this 3% 💪

All things personal finance and growth 🚀

2/8/2025, 5:30:03 AM

Got married recently? Wondering what are the tax provisions on the gifts received? This is what you should know - 1. Gifts received on marriage is tax free for the couple. So yay! 2. You can deposit the money in your bank and disclose it in your tax returns. 3. Another option is to spend the money on your honeymoon. Keep a record of all the people from whom you received the gifts. 4. The amounts deposited must be reasonable. Tax inspector can ask questions otherwise. 5. If you are called for questioning, you must have satisfactory explanations. Otherwise, you will have to pay tax and penalty on the amounts deposited. 6. The officer can also ask for marriage tapes and photographs as well. 7. Clubbing of income tax rules may apply on the gifts received in specific cases. For example, gift received by a daughter in law from her father in law or mother in law is required to be added to the income of the in-law who had given the gift. 8. Lastly, if the gifts were received before the marriage, the gift tax thresholds of INR 50,000 shall apply as well.

All things personal finance and growth 🚀

2/7/2025, 4:35:50 AM

Must read the two pages on the active vs passive debate

All things personal finance and growth 🚀

2/9/2025, 1:22:05 PM

First Class Suites Experience of A Salaried Couple Ft. Card Wizard X Niraj Dugar | Ep#2 https://youtu.be/wSIdjN3e2iI

All things personal finance and growth 🚀

2/12/2025, 5:14:05 AM

Wealth creation takes time 😊

All things personal finance and growth 🚀

2/6/2025, 1:53:17 PM

The ULTIMATE Guide to HDFC Infinia Credit Card (Hacks, Rewards & More) https://youtu.be/qLul2zV1gCs