
Brajesh Mohan - RBI, NABARD
1.0K subscribers
About Brajesh Mohan - RBI, NABARD
Welcome to the WhatsApp Channel of Brajesh Mohan (Mentor, Banking and Regulatory Exams from Patna, Bihar). Follow it for updates related to Exam Preparation, Tips and Tricks as well as Guidance for your exam. My Courses - https://brajeshmohan.go.studio/ Website: https://www.affairstap.com, https://www.brajeshmohan.in YouTube: www.youtube.com/@edugradelearn Telegram: https://t.me/brajeshmohan
Similar Channels
Swipe to see more
Posts

RBI Grade B Success Story Ep-02: Mr. Arpit Banga | RBI Grade B 2024 | Strategy | Experience | Tips In this exclusive live session, BM Sir interviews Arpit Banga, who successfully cleared RBI Grade B 2024 while working as an officer at Enforcement Directorate (ED)🏦✨ 🔹 Arpit was part of Our RBI Grade B 2024 Mentorship (3-in-1) Course. 🔹 Arpit shares his RBI Grade B preparation strategy, study plan, and time management tips. 🔹 Learn how he balanced a full-time job at ED with exam preparation. 🔹 Get expert insights on Phase 1 & Phase 2 strategy, answer writing, and interview preparation. 📌 Whether you're a working professional or a full-time aspirant, this session will help you ace RBI Grade B! ✅ Don't forget to like, share & subscribe! Watch Video: https://youtu.be/HO4k0uIlEcA

RBI Grade B Success Story Ep-01: Mr. Shekhar Kumar | RBI Grade B 2024 | Strategy | Experience | Tips In this exclusive live session, BM Sir interviews Shekhar Kumar, who successfully cleared RBI Grade B 2024 while working as an officer at State Bank of India (SBI). 🏦✨ 🔹 Shekhar shares his RBI Grade B preparation strategy, study plan, and time management tips. 🔹 Learn how he balanced a full-time job at SBI with exam preparation. 🔹 Get expert insights on Phase 1 & Phase 2 strategy, answer writing, and interview preparation. 📌 Whether you're a working professional or a full-time aspirant, this session will help you ace RBI Grade B! ✅ Don't forget to like, share & subscribe! Watch Video: https://youtu.be/XRh3x6UiIcc

💼 Empowering Small Businesses: RBI proposes to do away with pre-payment levy on business loans taken by individuals/MSEs. "REs, other than Tier 1 and Tier 2 Primary (Urban) Co-operative Banks and Base Layer NBFCs, shall not levy any charges/ penalties in case of foreclosure/ prepayment of floating rate loans granted to individuals and MSE borrowers, with or without co-obligant(s), for business purpose," an RBI's draft circular said. However, in case of MSE borrowers, these instructions shall be applicable up to the aggregate sanctioned limit of Rs 7.50 crore per borrower, said the draft on 'Responsible Lending Conduct - Levy of Foreclosure Charges/ Pre-payment Penalties on Loans'. The draft circular further said REs should permit foreclosure/ pre-payment of loans without stipulating any minimum lock-in period.

Most Important Developments in Digital Services Growth in India India has significantly embraced digital services to simplify citizens' lives. Here are key highlights of four major programs: 1. Bharat Broadband: Connect Rural India 🌐 - 214,000 Gram Panchayats connected. - 692,000 km of optical fiber laid. - 104,000 Wi-Fi hotspots in Gram Panchayats. 2. Bhashini: AI Powered Language Translation - 22+ languages supported. - 237 million translations completed. - 50 stakeholders involved. 3. DigiLocker: Cloud-Based Document Storage ☁️📑 - 480.9 million users. - 9.2497 billion documents issued. - 202.5 million new signups in 2024. 4. Aadhaar: Biometric Identity System - 2.84 billion authenticated transactions in January. - 550 organizations using Aadhaar. - 90 million daily authentications.

MP Unveils India's First Dedicated GCC Policy Madhya Pradesh has become the first state in the country to bring a dedicated Global Capability Centre (GCC) policy that looks to position the state as a leading hub for global innovation and collaboration. The Madhya Pradesh GCC Policy 2025 combines incentives for capital expenditure, payroll, upskilling, and research and development with a designated nodal agency responsible for its implementation, according to a state government note. The policy targets sectors such as IT, finance, engineering, human resources, and emerging technologies, with a particular emphasis on artificial intelligence (AI) and cybersecurity.

Month Wise Burning Issues. You can extract the List by uploading it on ChatGPT. Ask CHatGPT to Extract Month wise list from above Image.

Most Popular AI these Days for Free Use and Help. ChatGPT by OpenAI Gemini by Google Perplexity Claude 3.5 Grok by X (twitter) Deepseek (New sensation) Qwen (Alibaba) Chatbots & Conversational - Meta AI (WhatsApp) - Copilot (Microsoft) Remember Nothing is Free, you are feeding your Data to these AI which is what developer want and also it wants to make you stupid by creating an environment where you rely on for everything. So while using always remember don't share anything personal, secondly don't over rely on AI, use your brain first.

TRAI introduces stricter rules to curb spam calls and messages with enhanced penalties and AI monitoring. Key Highlights: - Faster Action: Complaints accepted up to 1 week; action within 5 days - Clear Message Labels: “-P” for Promotional, “-S” for Service, etc. Tough Penalties: - First Violation: 15-day suspension - Subsequent: 1-year disconnection, blacklisting - Fines for Telcos: ₹2-10 lakh for misreporting spam - AI Monitoring: Detects spam using call/SMS patterns

Gyanesh Kumar - New Chief Election Commissioner 💐 Prime Minister Narendra Modi-led selection committee has appointed Gyanesh Kumar as India's next Chief Election Commissioner (CEC), replacing Rajiv Kumar, who retires on Tuesday upon reaching the age of 65. Rajiv Kumar, who took charge as CEC in May 2022, oversaw several key elections, including the Lok Sabha elections in 2024 and various state assembly polls. His tenure was marked by efforts to enhance electoral transparency and voter participation. His retirement paves the way for a new leadership at the Election Commission of India (ECI), with Gyanesh Kumar taking the helm.

HDFC Bank, an Indian private sector bank, on Wednesday launched India’s first Public Sector Undertaking (PSU) Salary Account with a cyber fraud cover - ‘Anmol Savings Account’. As a part of the ‘Speciale’ suite of savings account targeted at varied customer segments with diverse needs – senior citizens, working professionals, women, HDFC Bank offers a cyber fraud cover up to ₹1.5 lakhs to senior citizens while the cyber fraud cover varies from ₹ 25,000-50,000 for professionals. Similarly, ‘Speciale Gold Women’ account gives a cancer cover of up to ₹ 5 lakhs for women.