KSMFinser

KSMFinser

6/6/2025, 1:09:56 PM

*Property Isn’t Always the Best to Leave Behind* Owning property brings pride, but _dividing it among children can be tricky_. Its value depends on *location, market trends, and condition*, making fair distribution difficult. In contrast, _financial assets like mutual funds, shares, and FDs are easier to divide_ They’re liquid, have transparent values, and come with *fewer legal and emotional hassles Property may look impressive, but _transferring it can be time-consuming and complex_ especially without a clear will. If your goal is smooth inheritance, *financial assets offer better clarity and flexibility* than real estate. #DontRetireRich

KSMFinser

2/27/2025, 2:07:23 PM

Direct Stock Investing vs. Equity Mutual Funds Out of ~5000 listed stocks: - 96% are down more than 10% - 88% are down more than 20% - 71% are down more than 30% - 45% are down more than 40% - 21% are down more than 50% Now, compare this with your Equity Mutual Fund portfolio. Outperforming professional fund managers is tough. Yet, many let personal biases dictate their investment choices, affecting long-term wealth creation. You trust experts in other areas of life: - Dietician/Trainer for health - Doctor for medical advice - Wedding planners/Photographers for events - Interior designers for home decor - Career counselors/Tutors for education Why not for wealth? No one has infinite cognitive abilities—seeking expert guidance is a smart choice. Be smart.Seek help! Contact us!

KSMFinser

2/18/2025, 2:53:35 PM

If you are sad about the market crash, it means you have not understood these 5 things: 1. You have not done the right asset allocation. 2. You don’t have a trusted financial advisor. 3. You don’t know or have forgotten the history of the market. 4. Volatility is the nature of the market, accept it happily! – Stop worrying about every fall, otherwise you are going into the ocean and are afraid of the waves! 5. What are you doing by watching quotes every hour on TV and apps? – Are you increasing anxiety or investing? By doing this, your senses work, not the mind. If you keep these 5 things in mind, then you don't need to be afraid. This fall is auspicious for you, know how and why? Do research, talk to your advisor! Stay calm, be patient, and continue moving your investments in the right direction while understanding the uncertainty of the market. #investing

KSMFinser

2/1/2025, 1:59:04 PM

Tax calculator https://Tax.pythontrader.in *DR AMIT SHARMA (Financial Advisor)* *👌Really superb.... Amazing....check out*

KSMFinser

2/15/2025, 4:24:17 PM

1)Let me tell you a story of the most brutal correction in India, it was the dot com bubble. Not only because markets corrected 54% but also because it lasted for 19 months. Lets see what an SIP investor would have experienced : 2)If you were very smart & started your 25,000 SIP at the exact BOTTOM of the market cycle in Sep 2001 from where the correction ended & markets started going up & you stayed invested till Dec 2024, you would have invested 70 L over 280 months & today that would have become 5.50 cr. at the actual market returns. 3)BUT, lets say you were unlucky & started at the TOP of the market cycle in Feb 2000 from where the 54% market correction started but stayed invested till Dec 2024, you would have invested 74.75 L over 299 months & today that would have become 6.70 cr at the actual market returns 4)Here's the learning, You actually made 1.2 cr more by investing 4.75L more when started at the TOP from where the markets corrected vs starting at the bottom, surprised? SIP's are designed to work the best in a falling market & not a rising market 5)There are 2 things to note & ask yourself, You made better returns when you started at the Top vs Bottom. So should you stop your SIP in a falling market? This worked because you stayed invested for long 25 years. Are you a long term investor? 6)This brilliant chart from WhiteOakCap will show you how in the last 28 years, it has actually worked the same way in all large falls. If you cant time the market, stay invested!