1)Let me tell you a story of the most brutal correction in India, it was the dot com bubble. Not only because markets corrected 54% but also because it lasted for 19 months. Lets see what an SIP investor would have experienced : 2)If you were very smart & started your 25,000 SIP at the exact BOTTOM of the market cycle in Sep 2001 from where the correction ended & markets started going up & you stayed invested till Dec 2024, you would have invested 70 L over 280 months & today that would have become 5.50 cr. at the actual market returns. 3)BUT, lets say you were unlucky & started at the TOP of the market cycle in Feb 2000 from where the 54% market correction started but stayed invested till Dec 2024, you would have invested 74.75 L over 299 months & today that would have become 6.70 cr at the actual market returns 4)Here's the learning, You actually made 1.2 cr more by investing 4.75L more when started at the TOP from where the markets corrected vs starting at the bottom, surprised? SIP's are designed to work the best in a falling market & not a rising market 5)There are 2 things to note & ask yourself, You made better returns when you started at the Top vs Bottom. So should you stop your SIP in a falling market? This worked because you stayed invested for long 25 years. Are you a long term investor? 6)This brilliant chart from WhiteOakCap will show you how in the last 28 years, it has actually worked the same way in all large falls. If you cant time the market, stay invested!