*BANKING TITBITS:#590* *Retail Lending Policy of the Bank* *Takeover of TOP up loan along with Housing Loan:* -> Takeover of top-up loan along with HL to be considered under Canara HLP scheme subject to period of the HL run at Banks/FIs, by fulfilling following conditions: : i. If it is within 3 years period, registered sale deed value to be considered for arriving LTV for takeover of Outstanding Loan liability. ii. In case, 3 to 5 years period, increase with a cap of 25% of registered sale deed value or realizable value of fresh valuation, whichever is less to be considered. iii. In case of above 5 years period, existing guidelines shall continue i.e., realizable value of fresh valuation will be considered to arrive LTV. *TEAM CBOA COIMBATORE* (For Educative Purpose & Internal Circulation only, please follow https://tinyurl.com/cboaofficialwhatsappchannel for daily updates)