"Big institutions move like oil tankers—slow, cautious, and often reacting to waves rather than riding them. The individual investor, however, is like a speedboat. If equipped with the right knowledge, patience, and independence of thought, they can navigate the markets with agility, buying into opportunities before institutions catch on and exiting before they are forced to adjust. Over the long term, this ability to act independently and decisively can yield far greater rewards than following the herd." – Peter Lynch