Holding Periods for Long-Term Capital Gains Standardized 📅 Earlier, different investments had different holding periods to qualify as long-term capital gains (LTCG). ✅ New Standardized Holding Periods (2025 onwards): 🔹 Listed Stocks & Equity Mutual Funds ➟ 1 year 🔹 Debt Mutual Funds & Bonds ➟ 2 years (earlier 3 years) 🔹 Real Estate & Land ➟ 3 years 🔹 Unlisted Shares, Startups, & Private Equity ➟ 2 years (earlier 3 years) 📌 Impact: ➟ More clarity on short-term vs long-term taxation. ➟ Debt mutual funds become more attractive with shorter LTCG period. ➟ Property flipping (buying & selling quickly) will be less tax-friendly. 🚀 Example: If you bought a debt mutual fund in 2023 and sell in 2025, you’ll pay LTCG tax in just 2 years instead of 3!