*The same story repeats like in 2018-20!* In recent times, the clients who managed their *own stock portfolios*, driven by *advice from various sources*, began reaching out to us for guidance. During the upswing, returns were impressive, and investments increased without consideration for risk appetite or financial goals. However, when the cycle turned tough, the true extent of risk appetite was exposed, and portfolios suffered unexpected losses. This led to impulsive decisions, leaving a lasting, bitter experience. Our *advice* remains: - If you can afford/identify *a reliable stock expert* for your portfolio, that's ideal. - *Otherwise, consider mutual funds, which offer professional management at a lower cost and greater convenience.* Remember, even with online convenience, buying stocks / Mutual Funds is easier than managing them. Be cautious with your hard-earned money - *earning it is tough, but managing it is even tougher!* Do your homework before investing, or seek expert guidance. #investmentwisdom #mutualfunds #stockmarket #riskmanagement #financialgoals #wealthmanagement