🚨 *SIP Cancellations by DIY on the Rise in Jan 2025: The Costly Mistake* 🚨 In the DIY (Do-It-Yourself) space, we've observed a concerning trend—more SIPs have been canceled than registered in January 2025. The recent down cycle in the equity market has exposed a harsh reality: it’s easy to start investing, influenced by finfluencers, past performance, or social media hype. But when the ride gets tough, fear takes over, and many investors make the worst possible decision—quitting. During such times, the biggest challenge isn’t just market volatility; it’s the absence of *a guiding hand*. The sources we rely on for investment ideas—finfluencers and social media content—are nowhere to be found when we need personalized advice or portfolio evaluation. We try to save costs by avoiding an intermediary (MFD/Advisor), but in reality, we risk our entire portfolio. Your finfluencer doesn’t know your financial goals, risk appetite, or personal situation. It’s easy to build projections on a spreadsheet, but real-life investing is far from a smooth curve. *During tough times, every investor needs someone to lean on*—someone who can provide perspective, discipline, and the right guidance. *That someone is your MFD/Advisor!* *An advisor may not be a smartest person, but they can save you from costly mistakes.* #sip #mutualfunds #diyinvesting #investmentmistakes #mfdmatters #wealthbuilding #marketcycles #stayinvested