*Should you stop your SIPs? The head of this Mutual Fund house says so!* S. Naren, the CIO at ICICI Prudential AMC recently in his speech raised a few concerns––the biggest one being, small and mid-cap stocks are extremely expensive, even compared to 2008. Using the Price-to-Earnings (P/E) ratio, he highlighted how investors are paying a premium for these risky stocks. But the real concern? Companies are no longer relying on bank loans for expansion as they did back in 2008-09. Instead, they are raising money from investors through IPOs, exposing them to major risks. Mutual funds have been aggressively pouring money into small and mid-cap stocks, and may struggle to handle withdrawals if the market turns south. Even the belief that SIPs are the systematic investment and a safe plan, is being questioned as the historical data shows that mid-cap SIPs have given negative returns over long periods. And Mr. Naren’s final warning to the mutual inventors is to be ready for the investors to withdraw their money in case of a downturn. But why? Find out in today’s newsletter and follow Finshots for more! https://bit.ly/4jYMx8I