
Rajneesh Jha (Financial Wellness)
May 15, 2025 at 06:05 AM
*Which Gold Investment is Better? Let’s Simplify!* ⚱️💛
*1. Gold SPs (Structured Products)*
✅ 18.63% Fixed Return and other options available like 1.27x of gold return if gold gives 100 this will make 127.
✅ Principal Protected Safety
✅ And 5% Interest p.a. minimum
✅ No making/storage/management fees
❌ No early exit
➡️ Best for medium-term fixed-income seekers
*2. Physical Gold*
⚠️ Market-linked returns
❌ No interest
❌ Depreciation + Making Charges
✅ Anytime exit & liquidity
➡️ Good for traditional buyers, but costly!
*3. Gold ETF*
⚠️ Market-linked returns
❌ No interest/dividends
✅ Highly liquid & tax efficient
⚠️ Expense ratio & brokerage apply
➡️ Best for short-term liquid investors
*Verdict:*
Growth with capital safety–go for Gold SPs
For liquidity – Gold ETF wins
For gifting or emotional value – Physical Gold stays!
You can connect us for Gold Structured product and Gold ETF or Gold MF :- 9560314594
