*‼️HNIs in Trouble: 1 in 2 Indian Millionaires Falling Short of Financial Goals 💰📉* A recent India Wealth Survey 2025 by Marcellus Investment Managers and Dun & Bradstreet reveals a startling insight: *➡️ Nearly 50% of Indian HNIs (High Net-Worth Individuals) are unable to meet their long-term financial goals.* *Here’s what’s really happening behind the scenes:* 🚨 Key Highlights from the Survey: •43% of HNIs save less than 20% of their post-tax income. •50% aged between 30–45 are carrying active loans. •14% have no emergency fund, despite high income levels. •40% report low returns due to poor asset allocation. •29% lack savings discipline; 21% admit to poor investment understanding. •Only 1 in 3 hold >20% in equities — overexposure to real estate and small-caps remains high. •66% are unhappy with financial advice they currently receive, citing poor personalisation and misaligned interests. *💡 What’s Going Wrong?* India’s new generation of wealthy are income-rich but planning-poor. Rising aspirations (global education, early retirement, second homes, international exposure) demand structured financial strategies — yet most portfolios are still running on gut-feel or peer influence. Wealth ≠ Financial Freedom if it’s not backed by a roadmap. 🧠 The Role of Financial Planners & Wealth Managers: This is where independent, unbiased financial professionals step in. ✅ Help in creating personalised financial blueprints ✅ Portfolio rebalancing with proper asset allocation ✅ Goal-based investing across geographies ✅ Emergency planning & risk management ✅ Real estate vs. equity vs. debt vs. global funds — curated mix ✅ Remove noise and align every rupee with long-term vision *🏢 How Vitta Capital is Solving This:* At Vitta Capital, we specialise in guiding HNIs and NRIs toward long-term financial security and wealth creation. 🔹 We work closely with clients to design custom financial strategies 🔹 No product-pushing — only conflict-free financial planning 🔹 Real-time access, professional portfolio reviews, and tax efficiency planning 🔹 Multi-asset allocation tailored to your unique life goals 🔹 Trusted by clients in India and NRI and across the globe 🌍 *📞 Want to future-proof your wealth?* Let’s talk. Reach out to us at 9560314594. 👉 Whether you’re earning ₹20L or ₹2Cr+, true freedom comes from clarity — not just capital. https://x.com/rajneesh__jha/status/1930338680918737039?s=46