Dear Sir, As you retire from the service of our Mother Bank, I on behalf of CBOA convey my heartfelt gratitude and earnest respect for your wonderful journey with our Mother Bank. Your path to the pinnacle of glory was wrapped with some of the greatest human values like altruism, integrity, compassion and kindness. You are one of the greatest gentlemen in the Banking Industry, who is keen towards the well-being of the people around you. Our Mother Bank will definitely miss your vast experience, which is very difficult to compensate. Sir, today is the beginning of an exciting chapter in your life – a chapter filled with well-deserved rest, adventures and time to cherish with your friends and family. Congratulations on an extraordinary career Sir! I on behalf of President, Chairman, CNTs&CCOs, CC Members and all the Canpals Wish you a life filled with joy, health and fulfilling pursuits. May you revisit old passions, discover new interests and create memories to cherish forever! Ravi