💡 Saving tax is important… but so is knowing what you’re signing up for. Most people choose between ELSS, PPF, and NPS based on hearsay — not their goals, income, or life stage. Here’s the reality: 🔹 PPF: Safe, steady (~7.1%), but locks money for 15 years 🔹 NPS: Extra ₹50K deduction, but locked till age 60 with strict rules 🔹 ELSS: Equity-based, just 3-year lock-in, full flexibility after If you’re in your 40s and want flexibility, ELSS might be better. If you’re retirement-focused with long-term stability, NPS may work. PPF? Best if you’re super conservative and don’t need the money anytime soon. 📌 Tax-saving isn’t about choosing the “best product” — it’s about choosing what fits your plan. ✅ At Enrichwise, we align your tax-saving tools with your goals — so every rupee works for you.