📰 *Bank FDs Offer Less, Investors Turn to High-Yield Corporate Bonds* Due to RBI reducing repo rates by 1% since February, bank FDs are now giving lower returns. Retail investors are shifting to high-yield corporate bonds for better income. 🔹 Why the shift? • Bank FDs now offer 6.5–6.7% returns • Corporate bonds offer 9–14% returns • Bonds can be bought online from ₹10,000 • Platforms: Bondbazaar, IndiaBonds, Grip Invest, Wint Wealth 🔹 *What’s hot in the bond market (as of June 9, 2025):* ✅ EAAA India Alternatives – 11.9% return (A+ rating) ✅ Sammaan Capital – 11.5% return (AA rating) ✅ Satya Microcapital – 14.2% return (BBB+ rating, higher risk) ✅ Navi Finserv – 11.2% return (A rating) ✅ MAS Financial – 10.3% return (A+ rating) ✅ Andhra Pradesh Mineral Dev Corp – 9.3% return (AA rating, state-backed) 🔹 Expert Advice: • Prefer bonds with 2–3 year maturity • Spread your investment across different companies • Don’t invest more than 10% in one bond • Check company’s financial health and credit rating 💡 *High returns come with higher risk. Choose wisely & diversify.*