1. Cheap Advice Isn’t Always Smart Advice Friends may suggest going direct to save costs, but they often overlook the hidden burdens that come with it—like lack of guidance, mistakes, and emotional stress. 2. Investors May Carry the Real Weight In direct investments, the investor ends up doing the heavy lifting—research, monitoring, rebalancing—without any professional help. 3. Platform Owners Still Win—With or Without Advice Platforms may appear free or cheap, but they still earn, often at the cost of the investor’s returns or peace of mind. Courtesy : Whatsapp