
Swarnadhaaraa FinServ
June 4, 2025 at 02:44 AM
*RBI Outperforms Global Peers in FY 2024–25*
The Reserve Bank of India (RBI) has showcased exceptional financial strength in FY 2024–25, setting a new benchmark among central banks worldwide.
*Key Highlights*:
- *_Record Surplus Transfer_*: ₹2.69 lakh crore (~$32.3 billion) transferred to the Indian government, marking a 27% increase from the previous fiscal year.
- *_Income Surge_*: Total income rose by 23% to ₹3.38 lakh crore, driven by strong returns from foreign assets and significant gains from forex transactions.
- *_Balance Sheet Growth_*: Expanded by 8.2% to ₹76.25 lakh crore, reflecting robust financial management.
*Global Central Bank Performance*:
- *_U.S. Federal Reserve_*: Reported a net loss of $77.6 billion in 2024, primarily due to higher interest expenses outpacing income.
- *_European Central Bank (ECB)_*: Faced a record loss of €7.9 billion, attributed to increased interest payments on liabilities.
- *_Bank of England (BoE)_*: Projected cumulative losses of approximately £95 billion by 2034, mainly from its quantitative easing program.
*Conclusion*:
While several global central banks are managing heavy losses linked to policy responses during and after the pandemic, *RBI’s conservative approach, strong forex management, and prudent risk buffers* have enabled it to stand out, both in performance and fiscal contribution.
At a time when others struggle, *RBI stands tall* — a beacon of financial prudence and resilience.
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