Don't Let Taxes Eat Your Returns! Here’s a smart trick the wealthy are using — and now you can too! Let’s say you invest ₹1 crore and it grows by 8% — that’s ₹8 lakhs in gains. Now, if this was in a regular debt mutual fund, you’d pay tax on the full ₹8 lakhs as per your income slab. Assuming you're in the 30% slab, that's ₹2.4 lakhs gone in tax! Bad?? Yes..it indeed is not good. But we have a smart strategy. Use a hybrid combo — 👉 60% in debt 👉 40% in arbitrage Hold it for 2+ years. This combo gets equity-like tax treatment. So, when you withdraw, you don’t get taxed on the full gain. You only pay 12.5% on the gain portion of your withdrawal In the above example, only ₹60,000 is considered as taxable capital gain. And your tax? Just ₹12,000! Compare that to ₹1.6 lakhs or more if you went the regular route. Thats the power of Good Tax Planning. Wealth is not only about earning or creating but also about SAVING! #srikavi #dontretirerich