🎉 𝗘𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗡𝗲𝘄𝘀 – 𝗢𝘂𝗿 𝗖𝗼-𝗔𝘂𝘁𝗵𝗼𝗿𝗲𝗱 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗪𝗶𝗻𝘀 𝗙𝗶𝗿𝘀𝘁 𝗣𝗿𝗶𝘇𝗲 𝗮𝘁 𝗜𝗥𝗖𝗣 𝟮𝟬𝟮𝟱 𝗳𝗼𝗿 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗼𝗻 𝗦𝗮𝗳𝗲 𝗪𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹 𝗥𝗮𝘁𝗲𝘀 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮 Our co-authored paper with Rajan Raju, “Balancing Acts: Safe Withdrawal Rates in the Indian Context”, won 𝗙𝗶𝗿𝘀𝘁 𝗣𝗿𝗶𝘇𝗲 at the 𝟭𝘀𝘁 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗼𝗻 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 (𝗜𝗥𝗖𝗣 𝟮𝟬𝟮𝟱), hosted by 𝗣𝗙𝗥𝗗𝗔 in April 2025. 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗽𝗿𝗲𝘀𝘀 𝗿𝗲𝗹𝗲𝗮𝘀𝗲 𝗵𝗲𝗿𝗲: https://www.pib.gov.in/PressReleasePage.aspx?PRID=2119157. The paper examines how much Indian retirees can safely withdraw each year from their portfolios, offering an India-specific alternative to the 4% rule, based on local inflation and asset return data. 𝗧𝗵𝗶𝘀 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘁𝗶𝗼𝗻 𝗿𝗲𝗶𝗻𝗳𝗼𝗿𝗰𝗲𝘀 𝗦𝗮𝗺𝗮𝘀𝘁𝗵𝗶𝘁𝗶’𝘀 𝗺𝗶𝘀𝘀𝗶𝗼𝗻 𝘁𝗼: ✅ Promote research on social security in India ✅ Make retirement planning informed, practical, and accessible We are grateful to the jury, co-authors, and the incredible community of researchers and regulators who made IRCP 2025 such a meaningful event.