What’s the biggest mistake people make with health insurance? People find out what’s missing only when it’s too late. At Enrichwise, we use InsureMax — a detailed checklist to ensure your policy truly protects you. ✅ A good policy must have: 1. No Room Rent Limits 2. No Co-Pay Clause 3. No Disease-Wise Sub-Limits 4. Unlimited Restoration 5. 100% No-Claim Bonus 6. Short Waiting Periods 7. Pre & Post Hospitalization Cover 8. Daycare Treatment 9. Minimal Exclusions (like cancer, TB) 10. Annual Health Checkups 11. 90%+ Claim Settlement Ratio 12. Protection Against Medical Inflation ⚠️ Most policies miss 2 or more of these — and you won’t know until it’s too late. 🚫 Common mistakes: Hiding medical history (leads to claim rejection) Relying only on corporate cover (ends with your job) Chasing cheap premiums instead of full protection 💰 A ₹10L cover at age 30 costs just ₹12–14K/year — That’s the cost of peace of mind. ✅ Start early. Disclose honestly. Get the right cover. Follow Enrichwise and EnrichwiseInsure for more insurance insights. Call us at 98218 60804, 96533 87088 or visit us at 5th Floor, Bellona, The Walk, Hiranandani Estate, Thane (W) 400 607 for Investments, Insurance & Tax Advisory. Disclaimer: Enrichwise is an AMFI registered MFD. This content is for informational purposes only and does not constitute financial or investment advice.